JFSCLoxton Trust business deposits are protected by the Jersey Bank Depositors Compensation Scheme — up to £50,000 per depositor
Business banking
Banking built for how your
business actually operates.
Business checking with no monthly fee. Multi-currency treasury. Lines of credit funded within days, not quarters. Purpose-built for founders, family offices, and cross-border operators.
- $0
- monthly fee on Business Checking
- 190+
- countries served via SWIFT
- 48h
- typical line-of-credit decisioning
Business banking
Every product a growing company actually needs.
No monthly fee
Business Checking
No monthly fee, unlimited electronic transactions, and a metal debit card. Sub-accounts included.
Up to 3× points
Business Credit Card
2× points on operating spend, 3× on travel, no foreign transaction fees.
From 8.25% APR
Lines & Loans
Working-capital lines, equipment finance, and SBA-eligible term loans. Decisions in 48 hours.
2.6% + 10¢
Merchant Services
Accept card, ACH, and wire. Fund settlement next-day. Integrated with QuickBooks and Xero.
Product selector
Not sure which products fit your business?
Answer four questions about how you invoice, pay suppliers, and hold cash. We’ll recommend a checking + treasury structure your accountant will thank you for.
Invoices per month
20 – 200
Payroll cadence
Weekly
Currencies held
USD, EUR
Cross-border %
35%
Recommended
Business Checking + Multi-currency Treasury
Estimated savings vs. your current setup: $3,200/yr
Why business owners choose Loxton Trust.
Private banking discipline, applied to the operating accounts that move your business forward.
Tailored
A dedicated business banker who understands your industry, cash cycle, and growth plan.
Global
Hold, receive, and send in USD, EUR, GBP, CHF, and SGD. Send SWIFT wires to 190+ countries.
Trusted
JFSC-regulated, SOC 2 Type II, ISO 27001. Your data and deposits are protected by design.
International payments
Move money globally without the friction.
Whether you’re paying a supplier in Singapore, invoicing a client in London, or settling payroll in Zurich — our correspondent network moves your funds at institutional speed and rates.
- Same-day GBP, EUR and USD payments in-region
- SWIFT to 190+ countries with institutional FX rates
- Multi-currency treasury: USD, EUR, GBP, CHF, SGD, HKD
- AML, sanctions, and beneficial-ownership checks built in
USD
Available balance
2,412,908.14
+0.0% today
EUR
Available balance
648,203.90
+0.12% today
GBP
Available balance
210,472.10
-0.05% today
SGD
Available balance
95,110.62
+0.03% today
Next wire
USD 45,000 → DBS Singapore
Resources for real operators.
Prepare before you apply
The exact documents we’ll ask for: EIN letter, formation docs, beneficial owners, and 3 months of statements.
See the checklistGuides for growing teams
Hiring your first controller. Choosing a payroll provider. Setting up multi-currency for the first time.
Read the guidesTalk to a business banker
Book a 20-minute call with a business banker in your industry. No commitment.
Book a call